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data/web/telegram.org/tos/content-creator-rewards.html
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<p>When there are Toncoins or other cryptocurrencies in your channel balance, official Telegram clients may display an estimated value of your balance in a global currency, such as USD or EUR. You understand and agree that the estimated value displayed is for convenience only, is purely an approximation relevant for a particular moment in time and not a guaranteed price or exchange offer. The relative value of cryptocurrencies may fluctuate over time, and we make no guarantee that any cryptocurrency will retain or increase its value over time in relation to other global currencies.</p>
<h4><a class="anchor" name="4-4-balance" href="#4-4-balance"><i class="anchor-icon"></i></a>4.4. Balance</h4>
<p>You understand and agree that the pending balance shown in your Telegram channel, until requested for withdrawal and successfully transferred, does not constitute funds owned by you and held in deposit or under custody by Telegram on your behalf. These displayed rewards should be considered an indicative amount representing the rewards you may receive pursuant to the provisions set out herein under our revenue sharing model. The Telegram platform is not and does not act as a financial institution or custodian of these funds.</p>
<p>Furthermore, without limiting <a href="#4-2-payment-of-rewards">4.2.</a>, you understand and agree that you are solely responsible for the timely withdrawal of your accrued rewards. We reserve the right to impose an expiration date on your unredeemed rewards at our sole discretion, after which they will be considered forfeit.</p>
<p>Furthermore, without limiting <a href="#4-2-payment-of-rewards">4.2.</a>, you understand and agree that you are solely responsible for the timely withdrawal of your accrued rewards. For technical reasons, rewards become available for withdrawal 2 days after the date they were accrued. We reserve the right to impose an expiration date on your unredeemed rewards at our sole discretion, after which they will be considered forfeit.</p>
<h4><a class="anchor" name="4-5-account-management" href="#4-5-account-management"><i class="anchor-icon"></i></a>4.5. Account Management</h4>
<p>Channel owners and their administrators are solely responsible for safeguarding, handling and withdrawing any rewards earned by their channel from RS. By accepting these terms, you acknowledge that as the channel owner, you bear all responsibility therein, including but not limited to maintaining access to your Telegram account, enabling security features such as Two-Step Verification, using only official Telegram apps and ensuring your devices are free of malware.</p>
<p>For clarity, should you lose access to your account or channel, thereby becoming unable to withdraw any pending balance, that balance is considered forfeit and Telegram will not compensate you for this loss. Similarly, any reward withdrawals are neither reversible nor refundable, including but not limited to instances where you may erroneously withdraw money into an incorrect wallet. You understand that it is your responsibility to ensure that your withdrawals are set for the intended cryptocurrency wallet.</p>