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data/web/telegram.org/tos/bot-developers.html
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<p>Telegram does not handle, manage, oversee, verify or provide any sort of warranty over such transactions. Consequently, you understand and agree that any disputes, claims, losses, misunderstandings, technical errors, or issues of any kind (both accidental and allegedly intentional) related to payments or transactions must be resolved between yourself, the purchaser and the respective payment provider, when applicable. Telegram bears no responsibility whatsoever and will not be a party to any payment-related disputes or discussions, nor is it liable for any losses or damages the parties involved may incur.</p>
<h4><a class="anchor" name="6-2-digital-goods-and-services" href="#6-2-digital-goods-and-services"><i class="anchor-icon"></i></a>6.2. Digital Goods and Services</h4>
<p>Your TPA may also offer digital goods and services for purchase. Due to requirements from stores that host Telegram apps, transactions for digital goods and services cannot be processed through third-party payment providers. Accordingly, all transactions pertaining to digital goods and services must be executed exclusively through the exchange of <a href="https://telegram.org/tos/stars">Telegram Stars</a>, which can be procured by Telegram users through separate in-app purchases. </p>
<p>Since Telegram must adhere to Apple and Google’s definitions of <em>digital goods and services</em> (i.e., goods and services that must be sold via in-app purchases), which may change over time, you should reference the relevant documentation from <a href="(https://developer.apple.com/app-store/review/guidelines/">Apple</a> and <a href="https://support.google.com/googleplay/android-developer/answer/9858738">Google</a> directly to ensure your offerings remain in line with the latest available guidelines.</p>
<p>Since Telegram must adhere to Apple and Google’s definitions of <em>digital goods and services</em> (i.e., goods and services that must be sold via in-app purchases), which may change over time, you should reference the relevant documentation from <a href="https://developer.apple.com/app-store/review/guidelines/#in-app-purchase">Apple</a> and <a href="https://support.google.com/googleplay/android-developer/answer/9858738">Google</a> directly to ensure your offerings remain in line with the latest available guidelines.</p>
<p>If your TPA is found to be using alternative payment systems for digital goods and services, you may receive a notice to the Telegram account that owns your TPA. Should you fail to comply with such notices, we may have to make your TPA inaccessible from store versions of Telegram or terminate it from Bot Platform.</p>
<h5><a class="anchor" name="6-2-1-payment-disputes-for-digital-goods-and-services" href="#6-2-1-payment-disputes-for-digital-goods-and-services"><i class="anchor-icon"></i></a>6.2.1. Payment Disputes for Digital Goods and Services</h5>
<p>As the purveyor, it is your duty to ensure that the digital products and services in your TPA are delivered as advertised and in a timely manner, as agreed between you and the purchasers. If you are unable to fulfill a purchase, your bot is able to return the Stars to the purchaser in full via the relevant Telegram Bot API method, with no penalty.</p>